Please do not spread this information. It is incorrect that most COs subsidize housing and transport. Yes, some do, and some don't. In my time, I have heard some horror stories (COs would not pay for a dime) and great stories (rent was only 100 bucks, and company car also). Your experiences can range by a large margin. We do not want applicants going with the idea they will be able to put all their salaries to loans/travel when some might need to pay a large amount of their salary to living expenses. Granted, JET salary is very generous, especially for having it be an entry level position, however, there is no promise that Tokyo will subsidize anything. If they do, great, but don't count your chickens before they are hatched.