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Thread: VISA Debit

  1. #1
    Junior Member Saihken's Avatar
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    Default VISA Debit

    Hey Everyone,

    Just a question about VISA Debit. The bank I'm currently with (Shinsei) doesn't offer VISA Debit cards. Does anyone know of a foreigner friendly bank that has VISA Debit cards. I tried SMTB but they, in a very Japanese way, said... You're a foreigner we aren't giving you a bank account. Any ideas? What banks do you guys use?

    Thanks in advance

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  3. #3
    Gizmoduck - blatherskite Gizmotech's Avatar
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    Default Re: VISA Debit

    Ya a credit card might as well be a debit given it doesn't cost you anything to pay it all off on the next bill
    Quote Originally Posted by Cytrix View Post
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    Quote Originally Posted by Antonath View Post
    We Jeeperneez are express all emotion through money. Wedding is happy money. Funeral is sad money. Izakaya is friendship money. Girl-bar is almost-sex money. But babby-borning is bery happy money, as no babby in Japan. All babby is special so we is givings much money as presento for babby.

  4. #4
    Junior Member Saihken's Avatar
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    Default Re: VISA Debit

    Yeah, I looked in to that but my Japanese isn't good enough to sign up for a credit card in Japan. I don't want to sign up for a credit card back home because I would be forced to pay International transaction fees etc. Aren't credit cards really hard for foreigners to get in Japan?

  5. #5
    Gizmoduck - blatherskite Gizmotech's Avatar
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    Default Re: VISA Debit

    Dunno, I got one in my fourth year, but I hear about newbies getting em super easy.
    Quote Originally Posted by Cytrix View Post
    Organising anything with ALTs is like herding cats on catnip

    Quote Originally Posted by Antonath View Post
    We Jeeperneez are express all emotion through money. Wedding is happy money. Funeral is sad money. Izakaya is friendship money. Girl-bar is almost-sex money. But babby-borning is bery happy money, as no babby in Japan. All babby is special so we is givings much money as presento for babby.

  6. #6
    Billy Big Bollocks Ini's Avatar
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    Default Re: VISA Debit

    credit card - rakuten seems to hand them out to roundeyes without too much trouble.

    Visa debit - japannetbank is a pretty safe bet
    Great men of action never mind on occasion being ridiculous; in a sense it is part of their job.

  7. #7
    Feckless Manchild Otaku word's Avatar
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    Default Re: VISA Debit

    Quote Originally Posted by Ini View Post
    credit card - rakuten seems to hand them out to roundeyes without too much trouble.

    Visa debit - japannetbank is a pretty safe bet
    word

    I got a CC with my bank (Shinkin)(f*ck them, tho; they're one of those banks that opens at nine, closes at three, and shuts down their ATMs for anything that might be a holiday for anyone) after just a couple o' years in, first try. I've heard different things, but you don't need particularly awesome J-go abilities to fill out the apps, and if you ask someone for help, they'll probably just do the whole thing for you.

    I got a Japannetbank account a few years ago and they sent me a visa debit as a matter of course. I preferred to use my Shinkin CC at that point, but it was kinda cool to have.
    Quote Originally Posted by 00Bear00 View Post
    When I read your post I suddenly feel like I am so far away from being crazy.
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    It's festivals days like these on which I really try really hard to make up for not partying in college.
    yeah, because who needs free flowing drugs and alcohol fueling adventorous sex with taut, lithe young bodies when you could wander around a dying town in the freezing cold with a can of asahi super dry in your hand while some toothless old farmer shouts at you.

  8. #8
    Doesn't do O-ramas
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    Default Re: VISA Debit

    I've been out of Japan since 2011 and my Shinsei account is still active, lol.

    never change japan

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  10. #10
    Senior Member mothy's Avatar
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    Default Re: VISA Debit

    I irresponsibly left my account open when I left the country. Haha. Stupid country.

  11. #11

    Default Re: VISA Debit

    Quote Originally Posted by mothy View Post
    I irresponsibly left my account open when I left the country. Haha. Stupid country.
    Better than leaving utilities, phone, and internet accounts open when leaving...

  12. #12
    Doesn't do O-ramas
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    Default Re: VISA Debit

    Quote Originally Posted by Jiggit View Post
    What does that have to do with Japan?
    any american bank wouldve shitcanned that account years ago due to inactivity

  13. #13
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    Default Re: VISA Debit

    Quote Originally Posted by mothy View Post
    I irresponsibly left my account open when I left the country. Haha. Stupid country.
    theres literally nothing irresponsible about keeping an account open with a zero balance, you know this. its not like i bailed on bills. clearly the bank isnt doing any type of maintenance, its like space junk - its open and floating around the internet and its on nobodys radar. but its there if i need it and it wasnt easy to open so there was no reason to close it when i left given its way more versatile than inakafuck bank, which i did close.
    Last edited by puma; March 16th, 2018 at 11:59.

  14. #14
    shaman Satori Shinobi's Avatar
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    Default Re: VISA Debit

    Quote Originally Posted by puma View Post
    theres literally nothing irresponsible about keeping an account open with a zero balance...its like space junk - its open and floating around the internet and its on nobodys radar... but its there if i need it and it wasnt easy to open so there was no reason to close it when i left...
    Looking to get into money laundering?
    There he goes. One of God's own prototypes. A high-powered mutant of some kind never even considered for mass production. Too weird to live, and too rare to die.


  15. #15
    Billy Big Bollocks Ini's Avatar
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    Default Re: VISA Debit

    Quote Originally Posted by puma View Post
    clearly the bank isnt doing any type of maintenance, its like space junk - its open and floating around the internet and its on nobodys radar.

    No, like pretty much every country on earth bank accounts are classed as dormant if there is no activity on them for a prolonged period of time. In Japan after 10 years of inactivity any funds left in them revert to the state who gives it to NPO's to provide welfare and community support projects.

    UK holds onto the cash for 15 years. Canada transfers the cash to the bank of canada after 10 but you have 30 years to claim it back (100 years if its over 1000 dollars). Australia takes the money after 7 but you can claim it back anytime you want.

    your account has only been inactive for 6 and a half years, you could have just been on holiday as far as the bank is concerned.
    Great men of action never mind on occasion being ridiculous; in a sense it is part of their job.

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